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Monthly Cash Flow Statement

As of June 28, 2025

Monthly Income

SourceAmount
City of New Haven ($1,050 × 4)$4,200.00
Pro Park ($300 × 2)$600.00
Total Monthly Income$4,800.00

Monthly Expenses

Fixed Expenses

ExpenseAmount
Rent$600.00
Connex (installment loan)$220.00
U.I (utility bill)$40.00
S.C.G (gas utility)$34.00
Subtotal Fixed$894.00

Variable Expenses

ExpenseAmount
Gas/Groceries$450.00
Subtotal Variable$450.00

Business & Personal Services

ExpenseAmountPurpose
Amex (phone & subscriptions)$78.00Personal services
Fidelity (business overhead)$107.00Small business expenses
Subtotal Business/Services$185.00

Summary

CategoryAmount
Total Monthly Income$4,800.00
Total Monthly Expenses$1,529.00
Net Cash Flow+$3,271.00

Analysis

  • Monthly Surplus: $3,271.00
  • Income Coverage: Your income covers 314% of your monthly expenses
  • Strong Financial Position: Excellent surplus for savings, investments, and debt payoff

Recommendations

  1. Emergency Fund: Build 3-6 months of expenses ($4,587-$9,174)
  2. Debt Elimination: Aggressively pay down all credit card balances
  3. Investment Strategy: Consider investing surplus after debt payoff
  4. Budget Optimization: You have significant room for lifestyle improvements or long-term financial goals
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    Monthly Cash Flow Statement | Claude