Accident Insurance Coverage Summary for International Students

Student Accident Insurance Coverage Report for Academic Year 2025 (2568 BE)

Student accident insurance coverage for international students is managed by King Mongkut's Institute of Technology Ladkrabang (KMITL) for the academic year 2025.

The service provider is Thipaya Insurance Company Limited, with the following coverage details:

1. Coverage Period

The accident insurance coverage is effective from June 1, 2025 (2568 BE) at 00:01 to May 31, 2026 (2569 BE) at 24:00.

Coverage is available 24 hours a day, 7 days a week, 365 days a year for international students enrolled in education programs. This includes coverage during academic breaks and provides protection for accidents that may occur during study periods and academic year 2025.

2. Coverage Details

3. Important Conditions

2. Claim Reporting: Accident insurance claims must be reported within 24 hours of the incident. Failure to report within this timeframe may result in denial of coverage.
3. Service Limitations: The service does not cover incidents where the insured person is found to have alcohol in their blood system at the time of the accident.
4. Claim Process: For accident insurance claims, the service allows online submission via the website: https://www.dhipaya.co.th/th/hospital (Thipaya Insurance Company Limited)
5. Coverage Restrictions: If the insured person fails to comply with the specified procedures or fails to provide necessary documentation, claims may be denied.

4. Accident Reporting Requirements

When an accident occurs, the following information must be provided within 24 hours:

6.1 Online Reporting: Report through the system at https://office.kmitl.ac.th/osda/accident/

6.2 Required Documents: Complete application form

6.3 Medical Records: Submit medical reports (including medical certificates/medical reports)

6.4 Official Documentation: Provide official accident report or police report (if applicable) within 1 day

6.5 University Verification: Submit university verification letter for student status within 1 day

6.6 Disability Assessment: For disability claims, provide medical assessment confirming the degree of disability within 1 day

Important Notice

Please Note: Accident insurance claims must be processed through the proper channels. For assistance with claim procedures, contact the Student Affairs Office at the following:

• Office Hours: Monday-Friday, 8:30 AM - 4:30 PM
• Phone: 02-3298000 ext. 3243
• Tip Service Center: Ext. 1736
• Line Official: @dhipayainsurance

This document serves as a summary of accident insurance coverage for international students at KMITL for academic year 2025.